Business Credit and Why it’s Important

Business Credit refers to the creditworthiness and financial history of a business. It is crucial for businesses as it allows them to establish a separate credit profile from the owner's personal credit. This separation helps to protect the owner's personal assets and provides an opportunity to access business-specific financing options.

Having a solid business credit score and history is important for several reasons. Firstly, it can make it easier for a business to secure loans, lines of credit, and other forms of financing. Lenders and suppliers often use business credit to determine the risk associated with lending or providing credit to a business.

Secondly, a good business credit profile can help a company negotiate more favorable terms with suppliers and vendors, such as extended payment terms or higher credit limits. This can enhance the business's cash flow and overall financial stability.

Lastly, building a positive business credit history can also increase the credibility and reputation of the business. It demonstrates to potential partners, investors, and customers that the business is financially responsible and capable of managing its obligations.

Overall, Business Credit is important for businesses as it provides financial opportunities, improves relationships with suppliers, and enhances the overall reputation and credibility of the business.

PROGRAM INCLUDES:

The Business Credit rebuild is designed to help you build business credit rapidly for your new or existing business. Our business credit experts will help you maximize your credit score and profile with major business credit reporting bureaus.

A woman is sitting at a table with papers and talking on the phone.

Corporate Credit Coach

  • One-on-one coaching with a dedicated Credit Coach who will guide you step-by-step to build A+ business credit. Your coach will contact you monthly to ensure your success. You will also have access to your coach anytime you need credit assistance.
A man sitting at a table with two women.

Access to Multiple Sources of Business Credit and Business Financing

  • New business credit cards issued to your corporation or LLC that will report to the business credit bureaus.
  • Personal credit card consolidation loan options and balance transfer options available.
A person is writing on paper with a pen and calculator.

Multi-Tiered Credit Building System

  • Your business will be taken through our exclusive, multi-tiered credit development system to build your credit quickly and efficiently. Pre-screened, customized, and updated credit vendor lists are available at every tier.
A calculator and some papers on top of a table.

Business Credit LaunchPad


  • Our proprietary web-based software program walks you through the comprehensive steps of your business credit development, including business profile building, beginning vendor credit and advanced vendor credit.
  • Instructional videos to help you better understand the credit building process.
  • Additional resources to kick-start the credit building process, including informational webinars, financial calculators, and downloadable e-guides.
  • Access to technical assistance from a specially trained website administrator.
A person holding their hands over a plant

Certificate of Completion

  • Upon fulfillment of A+ business credit, a Certificate of Completion will be issued.
A man in suit and tie talking to two other men.

Dun & Bradstreet Credit Bureau Registration and Guaranteed A+ Business Credit

  • Initial registration and report from the top business credit reporting bureau, Dun & Bradstreet. Frequent business report/profile updates (typically 6 or more) are also provided throughout the duration of the program. Additional support is given for working with other major business credit bureaus such as Experian Business.
  • Guaranteed to generate an 80 Paydex Score for your business, equivalent to an A+ rating.

Here Is What You Will Get

You will receive a welcome call within 24 hours after the order is received for established entities. If the BizCredit Order is for a new entity you will receive a welcome call from our Business Credit Launchpad Website Administrator within 24 hours after completing your corporate record book walk through.

Within 48 business hours after speaking with our Business Credit Website Administrator, you will receive your Initial Call from your Business Credit Coach. Your Business Credit Coach will begin the process of building your business credit

Your Business Credit Coach will walk you through the compliance process to prepare your business for credit bureau registration and entry into the business credit market

You will receive weekly calls or e-mails from your Business Credit Coach to ensure that all compliance requirements are completed.

Upon successful completion of your Business Compliance check, your Business Credit Coach will register your business with Dun & Bradstreet and introduce you to vendors within the business credit market.

With guidance from your Business Credit Coach, open credit lines and make purchases from vendors who will report your prompt payments to the business credit bureaus.

Once your business has attained an A+ rating with Dun & Bradstreet and Business Experian, you will receive a certificate, completing the program.

Your business is important to us, so if you ever have any questions please do not hesitate to email or call us. Thank you for your business.

Get in touch today and discover how Elephant Mind, LLCcan help you achieve your goals.